Effective November 7, 2026

SMS Terms

The messaging program

Nate Bingel may send life insurance inquiry responses, appointment coordination, and follow-up texts after you separately consent. Messages may be automated. Consent is not a condition of buying insurance. Message frequency varies. Message and data rates may apply.

How you join

Enter your mobile number and check the optional SMS consent box when submitting the questionnaire. The box is not checked for you. Choosing Call or Email does not require SMS consent. You must be authorized to use the number you provide.

Stop or get help

Reply STOP to opt out. We record the request and cancel pending text follow-ups to that number. Your carrier or messaging provider may send an opt-out confirmation. Reply HELP for program assistance, or use the contact page. Opting out of texts does not by itself delete past consent records.

Delivery and privacy

Carriers are not liable for delayed or undelivered messages. Delivery depends on your mobile service and provider rules. Do not send sensitive records through text. See the Privacy Policy for how we handle information. Mobile opt-in data and consent are not shared with third parties for their marketing.

Contact Nate Bingel through the contact page.