The learning library

LIRP & Retirement

Practical explanations for your next conversation.

LIRP & Retirement

Cash Value Loans and Withdrawals

Understand the differences between policy loans and withdrawals, including interest, reduced benefits, lapse risk, and taxes.

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LIRP & Retirement

How to Avoid Creating a MEC

Learn why life insurance funding limits matter, how policy changes affect MEC testing, and what to check before adding premiums.

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LIRP & Retirement

Keep, Reduce, or Cancel Your Policy in Retirement?

Review retirement coverage needs, policy guarantees, loans, and tax consequences before keeping, reducing, or canceling insurance.

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LIRP & Retirement

Life Insurance with Long-Term Care Riders

Review care benefit triggers, payout methods, limits, and the effect of long-term care riders on a life insurance policy.

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LIRP & Retirement

LIRP vs. Roth IRA

Compare a life insurance retirement strategy with a Roth IRA by purpose, costs, access, eligibility, and risk.

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LIRP & Retirement

What Is a LIRP (Life Insurance Retirement Plan)?

Understand how a LIRP uses permanent life insurance, what it costs, and why retirement illustrations need careful review.

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