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Family, Home & Kids

Practical explanations for your next conversation.

A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Child Riders vs. a Separate Policy for Your Kids

Compare child riders and individual child policies by duration, ownership, conversion rights, and family budget.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Children's Whole Life Insurance: Pros and Cons

Consider juvenile whole life coverage, future purchase options, ownership, and the tradeoff with family savings priorities.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Life Insurance for Blended Families

Coordinate life insurance for a current spouse, children from earlier relationships, and obligations in a blended family.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Mortgage Protection Insurance: Level vs. Decreasing Term

Compare level and decreasing term coverage for a mortgage, including refinancing, beneficiary choices, and changing balances.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Planning for a Child with Special Needs

Coordinate life insurance, caregivers, trusts, and public benefits when planning for a child with special needs.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Should Stay-at-Home Parents Have Life Insurance?

A practical way to value unpaid caregiving and choose life insurance for a stay-at-home parent.

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A child’s drawing and a calendar on a refrigerator

Family, Home & Kids

Term Life Insurance for New Parents

Build a practical coverage plan for a new child, including both parents’ contributions, term length, beneficiaries, and budget.

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