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Family, Home & Kids
Practical explanations for your next conversation.

Family, Home & Kids
Child Riders vs. a Separate Policy for Your Kids
Compare child riders and individual child policies by duration, ownership, conversion rights, and family budget.
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Family, Home & Kids
Children's Whole Life Insurance: Pros and Cons
Consider juvenile whole life coverage, future purchase options, ownership, and the tradeoff with family savings priorities.
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Family, Home & Kids
Life Insurance for Blended Families
Coordinate life insurance for a current spouse, children from earlier relationships, and obligations in a blended family.
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Family, Home & Kids
Mortgage Protection Insurance: Level vs. Decreasing Term
Compare level and decreasing term coverage for a mortgage, including refinancing, beneficiary choices, and changing balances.
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Family, Home & Kids
Planning for a Child with Special Needs
Coordinate life insurance, caregivers, trusts, and public benefits when planning for a child with special needs.
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Family, Home & Kids
Should Stay-at-Home Parents Have Life Insurance?
A practical way to value unpaid caregiving and choose life insurance for a stay-at-home parent.
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Family, Home & Kids
Term Life Insurance for New Parents
Build a practical coverage plan for a new child, including both parents’ contributions, term length, beneficiaries, and budget.
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