The learning library

Estate Planning

Practical explanations for your next conversation.

Estate Planning

Learn why insurance beneficiary forms and a will must be coordinated, including backup recipients, minors, and family changes.

Estate Planning

Use a practical framework for balancing inheritances when one heir receives a business, land, or another hard-to-divide asset.

Estate Planning

Consider when a trust should receive life insurance, how to complete the designation, and what ownership and tax questions remain.

Estate Planning

Understand the 2026 $15 million federal estate exclusion, prior gifts, portability, and why planning still matters in Idaho.

Estate Planning

Understand why transferring an existing policy can affect federal estate inclusion and what to review before changing ownership.

Estate Planning

Plan how cash reaches the right people after death when an estate includes property, a business, debts, or family support needs.

Estate Planning

Learn how an ILIT can own life insurance, why control matters, and what ongoing administration requires.